Feel good about individual & family healthcare
At Bright Health, we believe protecting yourself and your family with quality health insurance should be easy and affordable.
$0 Deductible Plan Options
Plans that offer $0 deductible to help you save on all of your healthcare needs!*
$0 Primary Care Visits
Bronze & Silver plans with $0 copay on unlimited primary doctor visits.*
$0 Preferred Generics
Silver plans that offer $0 copay on preferred generic prescriptions.
Mental Health Coverage
Improved benefits so you can take care of your whole self. In person or via Telehealth!
$$ Rewards Program
Earn cash rewards for taking healthy actions in your everyday life.
Pediatric Dental & Vision
Benefits included in all Bright Health plans to help you care for your family.*
Whatever level you need, we’ve got you covered
Possibly the most challenging part of buying healthcare coverage is deciding which plan is best for you. Two main things to consider when making the choice:
- How often do you expect to use your plan?
- How much predictability would you like in your healthcare budget?
Generous coverage & predictable costs
Best for: People who expect to use their coverage often: ongoing prescriptions, frequent provider visits, etc. Most benefits have copays, so costs are more predictable.
Moderate premiums and costs
Best for: Those who expect to use their plans occasionally, and would like lower deductibles and more benefits than a Bronze plan.
Lower premiums and higher costs with use
Best for: Healthy individuals who want to minimize their monthly premiums and are comfortable with the risk of a higher deductible in the event of a high-cost health incident.
Best for: Those under age 30 who desire low premiums and expect minimal medical incidents. Coverage includes 3 primary care visits, then no other benefits until the maximum out-of-pocket (MOOP) is reached.
Here are some great plan options and add-ons:
Health Reimbursement Arrangement (HRA)
Now you can use HRA dollars from your employer on Individual & Family insurance from Bright Health.
Bright Health Secure
Be prepared for emergencies with supplemental plans that help you save on out-of-pocket costs.
You can purchase a Bright Health plan directly or through your agent, outside of the ACA exchange.
Life can change pretty fast. Make sure you're covered!
Big life changes like having a baby or leaving an employer-sponsored health plan may make you eligible for a Special Enrollment Period. If you need insurance right now, see our plans or contact your broker for some great advice.
More bright reasons to love Bright Health!
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*Some plan options may not be available in Alabama
*Benefits listed are not included on all plans. $0 premium does not apply to all plans. Contact Bright Health to see if you qualify.
*Pediatric Dental coverage included with all Bright Health Individual Plans for children up to age 19.