Feel good about individual & family healthcare

At Bright Health, we believe protecting yourself and your family with quality health insurance should be easy and affordable.

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Need your digital ID card? Need to make a payment?

Our Frequently Asked Questions section has answers to common questions about getting started with Bright Health.

Check out our new plan benefits for 2021:

Individual & Family healthcare plans with even more to love

Whatever level you need, we’ve got you covered

Possibly the most challenging part of buying healthcare coverage is deciding which plan is best for you. Two main things to consider when making the choice:

  • How often do you expect to use your plan?
  • How much predictability would you like in your healthcare budget?


Gold Plans

Generous coverage & predictable costs

Best for: People who expect to use their coverage often: ongoing prescriptions, frequent provider visits, etc. Most benefits have copays, so costs are more predictable.


Silver Plans

Moderate premiums and costs

Best for: Those who expect to use their plans occasionally, and would like lower deductibles and more benefits than a Bronze plan.


Bronze Plans

Lower premiums and higher costs with use

Best for: Healthy individuals who want to minimize their monthly premiums and are comfortable with the risk of a higher deductible in the event of a high-cost health incident.


Catastrophic Plans

Lowest premiums

Best for: Those under age 30 who desire low premiums and expect minimal medical incidents. Coverage includes 3 primary care visits, then no other benefits until the maximum out-of-pocket (MOOP) is reached.

Here are some great plan options and add-ons:


Health Reimbursement Arrangement (HRA)

Now you can use HRA dollars from your employer on Individual & Family insurance from Bright Health.

Learn more


Bright Health Secure

Be prepared for emergencies with supplemental plans that help you save on out-of-pocket costs.


Off-Exchange Plans

You can purchase a Bright Health plan directly or through your agent, outside of the ACA exchange.

See plans

IFP Special Enrollment
IFP Special Enrollment

Life can change pretty fast. Make sure you're covered!

Big life changes like having a baby or leaving an employer-sponsored health plan may make you eligible for a Special Enrollment Period. If you need insurance right now, see our plans or contact your broker for some great advice.

More bright reasons to love Bright Health!

Check out these helpful tools & services to help members simplify health insurance.

Need to make a payment?

See payment options

By entering my phone number and/or email address, I agree that Bright Health and/or a sales agent may call or email me, provide me with information about the plan, and answer any questions I may have.

*Some plan options may not be available in Alabama

*Benefits listed are not included on all plans. $0 premium does not apply to all plans. Contact Bright Health to see if you qualify.

*Pediatric Dental coverage included with all Bright Health Individual Plans for children up to age 19.