Choosing a Plan: Individual & Family Health Insurance

Why choose a Bright Health Individual & Family plan? From quality Care Partners to Family-friendly benefits – there are lots of reasons bright reasons to choose Bright Health.

All the bright reasons to choose Bright Health

Our Care Partners make all the difference

Our exclusive Care Partners are some of the best reasons to choose Bright Health. They are a carefully curated network of doctors, clinics and hospitals that provide quality, affordable healthcare that’s personalized to your needs.


Each time you take a healthy action to improve your health and health plan knowledge – like choosing your primary care doctor or taking a fun health quiz – you’ll earn a Bright Health Reward.


Great family-friendly benefits

Some of our great benefits are available on ALL of our Individual & Family plans, so whatever plan you choose, you’ll have access.


Fast & convenient telehealth services

Bright Health members have convenient access to phone or video appointments through our partnership with Doctor on Demand. See quality caregivers from the comfort of your home or…anywhere.



Additional Plan Information

Off-exchange plans

You can purchase a Bright Health plan directly or through your agent, outside of the ACA exchange.


Learn about the benefits of ICHRA

An Individual Coverage Health Reimbursement Arrangement allows employers to reimburse employees for insurance rather than choosing it for them. ICHRAs are a great alternative to group health benefits.


You can purchase Bright Health Secure in addition to your regular Bright Health Individual & Family Plan as protection against unexpected costs regular insurance may not cover – giving you peace of mind if you have a hospital stay or an accident.



Enrollment Help

Why use a health insurance agent

Why go it alone? An expert health insurance agent – or broker – can take all the hassles out of shopping for health insurance. They’ll help you choose the plan that’s right for you. Click above to find a licensed agent.


Bright Health Authorized Enrollment Centers are offices in your area where you can meet in person with a licensed agent or broker to sign up for Bright Health Individual & Family health insurance plans – or just get your questions answered.


Marketplace Navigators FAQs

Trained and unbiased, Individual & Family Health Insurance Marketplace navigators are free to use and will help you find the best healthcare plan for the lowest price ... at no cost to you on the federal Marketplace, or exchange,



Health Insurance Basics

How to get ACA subsidies

Thanks to the ACA (also known as Obamacare) everyone is now eligible for health insurance. This means your monthly premiums can be dramatically reduced. You may be eligible for health insurance subsidies based on your household size or income.


Special Enrollment Period

You can enroll in health insurance any time of the year if you have a life-changing event, such as changing jobs, getting married, having a baby or turning 26. Learn more by clicking the link above.



Health Insurance can be confusing, but our mission is to make it easier. See our FAQ page to learn more about Bright Health and things like Open Enrollment, our Individual & Family Insurance plans, the Affordable Care Act (ACA), Special Enrollment and much more.



Ready to find your Bright Health plan?

See if you qualify for government healthcare subsidies in just a few steps. And then look at plans and enroll. Give us a call at 833-356-1182 or meet with a broker or visit with an independent healthcare Marketplace navigator today for some hands-on help. We’re happy to answer questions, save you some $$$ and get you covered.

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