Affordable Family Health Insurance to Help Your Family Live Healthier.

At Bright Health, you can save hundreds on our benefit-loaded Individual & Family health insurance plans. We designed them just for you and your loved ones.

Provide your location to get a quote

Or call our licensed agents at 833-356-1182.

Join. Save. Be happy.

Family-friendly benefits, pediatric practices and hospitals, and more.

Bright Health plans are right for your family.

All of our major medical plans offer the following:

  • Financial protections during severe illness
  • No exclusions for pre-existing conditions
  • Coverage on your parent’s plan until you’re 26
  • Equal premiums regardless of gender
  • Coverage for essential health care benefits

Essential Health Benefits give your family the coverage they need.

Under the Affordable Care Act (ACA), known as Obamacare, Essential Health Benefits (EHB) were established to ensure that everyone in the individual health insurance markets has access to comprehensive coverage that actually covers the services they need.

These ACA Essential Health Benefits fall into 10 categories:

  • Maternity and newborn care
  • Pediatric services, including oral and vision care
  • Ambulatory patient services (outpatient services)
  • Emergency services
  • Hospitalization
  • Mental health and substance use disorder services, including behavioral health treatment
  • Prescription drugs
  • Rehabilitative and habilitative services (those that help patients acquire, maintain, or improve skills necessary for daily functioning) and devices
  • Laboratory services
  • Preventive and wellness services and chronic disease management

The ACA requires coverage of essential health benefits so that all consumers have access to comprehensive coverage.

Bright Health’s Care Partners have great pediatric practices and children’s hospitals.

Bright Health is doing things a little differently. We believe two of the greatest challenges in healthcare are: offering affordable healthcare and a providing a great experience for consumers. So, we built our model from the ground up with our carefully selected Care Partner health system networks.

These are leading systems and providers. And within our Care Partner networks, Bright Health is proud to partner with top-ranked pediatric practices and children’s hospitals.

Why choose Bright Health?

Get more coverage for less money with Bright Health. Our healthcare plans were designed with to save you hundreds. It’s true. And you still get what you expect from an insurance plan to keep you healthy — medical care, extensive healthcare networks, pediatric dental and vision care, and prescription drugs. On top of that, you also get tons of wellness extras, including the ability to earn cash rewards.

Qualify for Affordable Care Act subsidies. Shop for plans.

Thanks to the ACA, everyone is now eligible for health insurance. This means your monthly premiums can be dramatically reduced. But you need to see if you qualify first. We have lots of ways to help you online. Browse our plans.

Or visit the federal ACA health insurance marketplace, or exchange,, or in the Denver-area, go to Connect for Health Colorado to compare plans and enroll in a subsidized plan directly.

Get in-person help for the best family plan at the best price.

Get in touch with ACA navigators and certified assisters. Or sit down with a licensed health insurance broker or our agent and broker partners who will walk you through all of your options.

brigthhealth logo

We partner with first-class networks to make healthcare right. Together.

Bright Health has a special Care Partner relationship built with networks to revolve around you. With extras such as no referrals, 24/7 nurse lines, seamless care and predictable costs, together we take a new approach to healthcare. We want you to feel less confused - and even happy.

Our Care Partners

Want to be contacted by a licensed sales representative about Bright Health plans? Fill out this form and we will be in touch.