ICHRA, a new way to get Health Insurance

Now you can use your HRA dollars to get Individual Health Coverage

The “IC” in ICHRA (pronounced “ick-rah”) stands for Individual Coverage. So now, you can choose your own healthcare plan and get fully or partially reimbursed from your employer. Your employer is required to offer this option, so just ask them to help you get started.

We’re here to help! Just call 833-356-1182.

ICHRA gives you coverage and flexibility

With ICHRA, you can choose the right Bright Health plan for you and your family and have access to our exclusive Care Partner network of doctors, clinics and hospitals. You can also update or upgrade your plan as life changes.


How do I qualify for ICHRA?

To qualify for ICHRA, you and your dependents must be enrolled in individual health insurance. Acceptable coverage includes: 1. Individual insurance coverage purchased through or outside of an ACA marketplace 2. Student health insurance coverage 3. Individual insurance coverage obtained in states that have received a Section 1332 waiver 4. Individual catastrophic coverage 5. Coverage under Medicare Parts A, B, C or D and Medigap.


We’re here to help! Just call 833-356-1182


Bright Health Care Partner relationships make all the difference

Our exclusive Care Partners are some of the best reasons to choose a Bright Health Plan. They are a carefully curated network of doctors, clinics and hospitals that provide quality, affordable healthcare that’s personalized to your needs.


Learn more about our Care Partners

More questions? Just call 833-356-1182

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