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Save Money by Understanding Your Healthcare Network.

You have enough to think about when you're sick. We want you to focus on getting better rather than spending too much time trying to find an in-network doctor.

At Bright Health, we've done the work for you by providing you with a network of healthcare providers we know and trust. We call them Care Partners. And choosing to stay in-network for all your care needs from a regular check up to an urgent care visit will keep your medical expenses down, while providing you with access to network of providers who prioritize your care.

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Why is it important to stay in-network?

When you see an in-network provider, you keep your out-of-pocket costs down. Going out-of-network for care is generally not covered by your plan, and you will likely find that you have higher bills for your visit. By receiving care from Bright Health’s coordinated provider network, your providers will be able to get to know you and your health history, so you get the personalized care that you deserve.

Learn more from Mary about why it's best to stay in-network.

Mary visited her doctor and was diagnosed with a Urinary Tract Infection (UTI). For this, she was prescribed an antibiotic and encouraged to return if symptoms didn’t get better in a couple days. The visit was painless, affordable, and successful. Because Mary stayed within her Bright Health network and visited her regular doctor, or primary care provider (PCP), she saved thousands of dollars. See below the estimated costs for a similar visit at an in-network emergency room and an out-of-network emergency room.

Visit for UTI Treatment.
In-network outpatient visit

$151.40

In-network ER visit

$1,257.63

Out-of-network ER visit

$4,010.00

If this was you, your in-network emergency visit would be roughly 8 times more expensive than an in-network outpatient visit. And it would be an astounding 26 times more expensive at an out-of-network emergency room visit.

*Please note that this example is for purposes of illustration only. The cost of out-of-network care is not applied to your deductible. For any in-network services, you will likely have a copay and costs may be lower than noted above.

Get the right level of care.

Do you know when to see your doctor instead of a specialist? Or when to go to the urgent care vs the emergency room? The wrong decision could cost you hundreds of dollars. Your PCP should be your first line of support, except when a true medical emergency exists. Think of them as your quarterback. Your PCP can care for most illnesses or injuries that a convenience or urgent care clinic would treat. If your PCP is not available or you need care more urgently, you have other options:

Kinds of care.

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Who are Care Navigators?

They're a dedicated team of clinical professionals available to help coordinate your care. They can help schedule appointments, get you to the level of care you need, and find the right in-network provider, facility, or specialist for you. Call them at 855-827-4448.

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Urgent Care

For care needs that require immediate attention, but aren't emergencies, contact Bright Health, or use the online Provider Finder tool to locate the urgent care nearest you.

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Emergency Care

For emergencies, you may need to visit the emergency room. To find the hospitals nearest you, contact Bright Health or use the Provider Finder tool. Remember, staying in-network is the most cost-effective way to get the care you need. And if you need emergency care immediately, call 911.

How to keep your care affordable.

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Stay in-network and know your options when it comes to determining the level of care that you may need.

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Find the right doctor

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