We’ve developed a variety of plans to provide flexibility in finding a plan best suited for you. Use this quick reference guide to lead yourself towards the plan tailored for you. As an added benefit – all Bright Health plans offer preventive dental and vision as well as a hearing aid allowance. For more details and help finding a plan, give us a call at 844-667-5502.
This is our core plan in Memphis, TN. As an HMO plan, value is driven by close coordination between Bright Health and our Care Partner, Baptist Memorial Health Care. This relationship helps lower the overall cost of care and is perfect for anyone who gets excited about not needing referrals. The $0 monthly premium makes our Bright Advantage plan attractive to those wanting to take advantage of our unique Care Partner model and low out-of-pocket maximum without spending extra on additional benefits.
Like our core plan, Bright Advantage Plus plans take full advantage of our close coordination with Baptist Memorial Health Care to keep costs low without needing referrals for in-network care. What differentiates this plan are lower copayments for selected services and our lowest out-of-pocket maximum, which makes Bright Advantage Plus great for planners. In exchange for a small monthly premium, members receive extra benefits while cutting down on surprise costs.
Last Updated: Tues Oct 1 2019
Bright Health plans are HMOs and PPOs with a Medicare contract. Bright Health’s New York D-SNP plan is an HMO with a Medicare contract and a Coordination of Benefits Agreement with New York State Department of Health. Our plans are issued through Bright Health Insurance Company or one of its affiliates. Bright Health Insurance Company is a Colorado Life and Health company that issues indemnity products, including EPOs offered through Medicare Advantage. An EPO is an exclusive provider organization plan that may be written on an HMO license in some states and on a Life and Health license in some states, including Colorado. Enrollment in our plans depends on contract renewal.
This information is not a complete description of benefits. Call 844-667-5502 | TTY:711 for more information.
The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.
You must continue to pay your Medicare Part B premium.
Every year, Medicare evaluates plans based on a 5-star rating system.
Medicare beneficiaries may also enroll in Bright Health Medicare Advantage plans through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov
Bright Health Medicare Advantage plans are plans with a network of doctors, hospitals, pharmacies, and other providers. Out-of-network/noncontracted providers are under no obligation to treat Bright Health members, except in emergency situations.
Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. You must generally use network pharmacies to fill your prescriptions for covered Part D drugs.
Other providers are available in our network. Most network providers participate through our Care Partner.
Bright Advantage Special Care (HMO SNP) has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) through 2021 based on a review of Bright Advantage Special Care (HMO SNP) Model of Care.
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