Turning 65 or new to Medicare Advantage?

Bright Health Medicare Advantage plans offer all the benefits of Original Medicare plus extra benefits like dental, vision, hearing and prescription drug coverage. Let us help you find a plan that's right for you.

Ready to start shopping?

Find Plans

Or get help from our licensed agents at 844-667-5502.
Join. Save. Be happy.

What do I need to know about Medicare?

Medicare provides healthcare coverage for eligible enrollees, and most individuals first become eligible when they turn 65. Medicare is made up of four parts, designed to cover specific healthcare services. The four parts of Medicare are Part A (hospital coverage), Part B (medical coverage), Part C (Medicare Advantage, sometimes with drug coverage) and Part D (prescription drug coverage). Get more details on the four parts of Medicare.

How are Medicare Advantage plans different than Original Medicare?

Original Medicare (Part A and Part B) is offered through the federal government. Medicare Advantage plans are offered through private insurance companies, like Bright Health. Unlike Original Medicare, Medicare Advantage plans have limits on how much you will pay out of pocket to help you budget and manage your healthcare expenses. Medicare Advantage plans from Bright Health include prescription drug coverage, and extra benefits like dental, vision, hearing, and fitness, often for no additional monthly premium.

Browse our Bright Health Medicare Advantage plans.

Find Plans

I want to enroll in a Medicare Advantage plan. What's next?

Before you can enroll in a Medicare Advantage plan, you'll first need to be enrolled in Original Medicare (Parts A and B). Get more details from Medicare.gov .

  • When can I enroll?

    When you turn 65 you have a 7-month Initial Enrollment Period (IEP): 3 months before your 65th birthday, your 65th birthday month, and 3 months following your 65th birthday month, to enroll without penalty. Get more details about enrollment periods.

  • How much does it cost?

    Medicare Advantage plan costs can vary depending on the type of coverage you choose. Many individuals have a $0 monthly premium plan option available in their area. When considering a plan, make sure you review all plan costs, not just the monthly premium, to understand if it's the right plan for you.

  • How do I enroll?

    After enrolling in Original Medicare, take some time to consider your current healthcare needs, budget and whether you need extra benefits beyond what you can get with Original Medicare. Depending on your needs, a Bright Health Medicare Advantage plan may be right for you. You can enroll in a Bright Health Medicare Advantage plan through our website or by giving us a call.

Choosing Bright Health connects you to a Medicare Advantage plan that’s designed to take the surprises out of a typically complicated process. Learn more about our unique approach to coverage.

What if I missed my Initial Enrollment Period (IEP)?

Outside of your IEP, outlined above, anyone who is eligible for Medicare can switch plans or enroll in a new plan each year during the Annual Enrollment Period (AEP) which begins each year on October 15. You may also qualify for a Special Enrollment Period (SEP), which can happen at any time during the year.

Do I qualify for a Medicare special enrollment period?

palm tree icon

Recently retired

Congratulations! You've worked hard and now get to enjoy retirement. If you don't have retiree coverage through an employer or spouse's employer plan, then you have two full months from when your health coverage ends to enroll in a Medicare plan.

truck icon

Recently moved

If you had a Medicare Advantage plan but recently moved out of the coverage service area, you have two full months from the date you moved to enroll in a new Medicare plan. Review the plans available in your new service area.

drug icon

Need help paying for your prescription drugs?

If you qualify for Medicare's Extra Help program, you can get help paying for your prescriptions. You can switch to new coverage beginning the first day of the month after you qualify for Extra Help. Learn more about Extra Help.

calendar events icon

Want to learn about other qualifying events?

Visit medicare.gov  for a complete list.

Ready to find your Medicare Advantage plan?
Compare plans and enroll.

Give us a call for some hands-on help. We're happy to answer questions and get you covered. 844-667-5502 (TTY: 711)

Last Updated: Fri Nov 23 2018

Y0127_MA-WEB-3057_M

Bright Health plans are HMOs and PPOs with a Medicare contract. Our plans are issued through Bright Health Insurance Company or one of its affiliates. Enrollment in our plans depends on contract renewal.

This information is not a complete description of benefits. Call 844-667-5502 | TTY:711 for more information.

The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

You must continue to pay your Medicare Part B premium.

Every year, Medicare evaluates plans based on a 5-star rating system.

Medicare beneficiaries may also enroll in Bright Health Medicare Advantage plans through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov 

Bright Health Medicare Advantage plans are plans with a network of doctors, hospitals, pharmacies, and other providers. Out-of-network/noncontracted providers are under no obligation to treat Bright Health members, except in emergency situations.

Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. You must generally use network pharmacies to fill your prescriptions for covered Part D drugs.

Other providers are available in our network. Most network providers participate through our Care Partner.

Bright Advantage Special Care (HMO SNP) has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) through 2021 based on a review of Bright Advantage Special Care (HMO SNP) Model of Care.

Español | 中文 | Tiếng Việt | 한국어 | Tagalog | Русский | العربية | Kreyòl Ayisyen | Français | Português | Polski | 日本語 | Italiano | Deutsch | فارسی | אידיש | বাংলা | Diné Bizaad | اُردُو