Turning 65 or new to Medicare? We’ve got you covered.

Bright Health Medicare Advantage plans in Alabama are available to all Alabama residents. Our plans offer all the benefits of Original Medicare plus extra benefits, like vision, dental, hearing, and prescription drug coverage. Some plans also provide discounts on OTC items, rides to and from appointments, and annual rebates on Medicare Part B.
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What do I need to know about Medicare?

Original Medicare provides healthcare coverage for eligible enrollees through the federal government. Most individuals first become eligible when they turn 65.

Medicare consists of four parts, each designed to cover specific healthcare services:
• Part A - Hospital coverage
• Part B – Medical coverage
• Part C – Medicare Advantage, sometimes includes prescription drug coverage
• Part D – Prescription drug coverage

Part A and Part B are considered “Original Medicare.” Get more details on the four parts of Medicare.

How are Medicare Advantage plans different from Original Medicare?

Original Medicare is offered through the federal government. Medicare Advantage (MA) plans are offered through private insurance companies, like Bright Health. Medicare Advantage plans have limits on how much you will pay for your care, unlike Original Medicare. MA plans can help you budget and manage your healthcare expenses. Bright Health MA plans include prescription drug coverage and extra benefits, like dental, vision, hearing, and fitness, often for no additional monthly premium.

Browse our Bright Health Medicare Advantage plans.

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Enroll in one of our Medicare Advantage plans online.

Don’t want to enroll online? Prefer to talk to a live person? Give us a call at 844-667-5502 (TTY:711). We’re happy to help.

Enroll now

I want to enroll in a Medicare Advantage plan. What's next?

Before you can enroll in a Medicare Advantage plan, you'll first need to be enrolled in Original Medicare (Parts A and B). Get more details from medicare.gov .

When you turn 65 you have a seven-month Initial Enrollment Period (IEP) to enroll without penalty: three months before your 65th birthday month, your 65th birthday month, and three months following your 65th birthday month. Get more details about enrollment periods.

Medicare Part B comes with a monthly premium based on your income. Medicare Advantage plan costs can vary depending on the type of coverage you choose. Many individuals have a $0 monthly premium plan option available in their area. Make sure you review all plan costs – not just the monthly premium – to find the right plan for you.

After enrolling in Original Medicare, you can enroll now in a Bright Health Medicare Advantage plan through our website.

You can also give us a call at 844-667-5502 (TTY:711)
We’ve designed our Medicare Advantage plans to take the surprises out of a typically complicated process. Learn more about our unique approach.

Anyone who is eligible for Medicare can enroll in a new plan or switch plans each year during the Annual Enrollment Period (AEP), which begins each year on October 15. You may also qualify for a Special Enrollment Period (SEP), which can happen at any point during the year.

Do I qualify for a Medicare special enrollment period?

Recently Retired

Congratulations! If you don't have retiree coverage through an employer or spouse's employer plan, then you have two full months from when your health coverage ends to enroll in a Medicare plan.

Recently Moved

If you had a Medicare Advantage plan but recently moved out of the coverage service area, you have two full months from the date you moved to enroll in a new Medicare plan. Review the plans available in your new service area.

Other Qualifying Events

Want to learn about other qualifying events? Visit medicare.gov  for a complete list of qualifying events.

Need help paying for your prescription drugs?

If you qualify for Medicare’s Extra Help program, you can get help paying for your prescriptions. You can switch to new coverage beginning the first day of the month after you qualify for Extra Help. Learn more about Extra Help.

Ready to find your Medicare Advantage plan?
Compare plans and enroll.

Give us a call for some hands-on help. We're happy to answer questions and get you covered. 844-667-5502 (TTY: 711)

Want to be contacted by a licensed sales representative about Bright Health plans? Fill out this form and we will be in touch.

By entering my phone number and/or email address, I agree that Bright Health and/or a sales agent may call or email me, provide me with information about the plan, and answer any questions I may have.

Last Updated: Tues Oct 1 2019


Bright Health plans are HMOs and PPOs with a Medicare contract. Bright Health’s New York D-SNP plan is an HMO with a Medicare contract and a Coordination of Benefits Agreement with New York State Department of Health. Our plans are issued through Bright Health Insurance Company or one of its affiliates. Bright Health Insurance Company is a Colorado Life and Health company that issues indemnity products, including EPOs offered through Medicare Advantage. An EPO is an exclusive provider organization plan that may be written on an HMO license in some states and on a Life and Health license in some states, including Colorado. Enrollment in our plans depends on contract renewal.

This information is not a complete description of benefits. Call 844-667-5502 | TTY:711 for more information.

The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

You must continue to pay your Medicare Part B premium.

Every year, Medicare evaluates plans based on a 5-star rating system.

Medicare beneficiaries may also enroll in Bright Health Medicare Advantage plans through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov 

Bright Health Medicare Advantage plans are plans with a network of doctors, hospitals, pharmacies, and other providers. Out-of-network/noncontracted providers are under no obligation to treat Bright Health members, except in emergency situations.

Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. You must generally use network pharmacies to fill your prescriptions for covered Part D drugs.

Other providers are available in our network. Most network providers participate through our Care Partner.

Bright Advantage Special Care (HMO SNP) has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) through 2021 based on a review of Bright Advantage Special Care (HMO SNP) Model of Care.

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